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儲夠100萬擬移居買樓 打工仔籲年輕人18歲開始儲錢
30 Dec 2022

 

養成儲蓄習慣很重要。有打工仔在網上發文指,自己「20出頭」時已堅持將超過一半的收入儲起,直到現時約30歲已有100萬,並計劃移居買樓,因此呼籲年輕人應由18歲開始儲蓄。

 

該名打工仔日前在香港討論區以「年輕人真係要儲錢,最好18歲開始」為題發文,提到自己「20出頭」並剛開始上班時,已已堅持將超過一半的收入儲起,並指當時「無一個目標話儲嚟做咩,但梗係覺得將來有用」。樓主續指,自己現時約30歲,已儲夠100萬元,並計劃移居買樓,「覺得生命有返啲希望」,又指「或者呢一刻儲嚟唔知做咩,但一早未雨綢繆,以便不時之需都好」。

 

 

不少網民紛紛留言,有人認同樓主的看法,並指「同意要有計劃儲錢,我自己由開始做嘢都會keep住儲15-25%的人工。一開始係困難因為人工低,不過慢慢都會開始儲多咗錢」、「一出薪就要計劃退休啦,梗係由第一份糧開始儲,之後先輕鬆」、 「要儲錢就一定啦」等。有人則指,「我儲極都無樓主咁多」、「道理在,但有幾多人做到」、「我份工都做得唔長,返咗10個月就俾人炒咗,所以我都無咩錢剩,上年又畀咗舊大錢去做手術,你真係叻呀!」、「依家好多後生寧願活在當下,唔儲錢」等。有人則分享指,「我個仔8歲開始儲蓄」、「我女15歲已經儲到7萬幾利是錢,反而仔利是就嚟用晒」、「小學一年班開始儲錢,今年有3百幾萬」等。

 

另有網民則持不同意見,認為「都係排定公屋最醒目」、「人生苦短及時行樂,我出嚟工作把所有賺到錢都去花天酒地!結婚後有了小朋友才開始儲錢,覺得錢不是儲回來,是賺回來。辛苦賺錢不花那有動力呢?」、「識搵錢好過識儲錢,打一世工,都只係幫人賺錢,工字不出頭」等。

 

資料來源:香港討論區、星島日報

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